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correct. However, Universal Insurance Group and its subsidiaries do not make any
representation nor give any guarantee about the exactness of said information.
The person with access to this information will make its own determination as to
its convenience and use. Nothing on this page should be interpreted as a
guarantee of the products mentioned herein. This page was created with the sole
purpose of providing information. The information presented is protected by the
applicable laws of the Commonwealth of Puerto Rico and the United States of
America. This information can only be reproduced with the written consent of
Universal Insurance Group and/or its subsidiaries. Universal Insurance Group’s
subsidiaries are duly authorized insurance companies by the Insurance
Commissioner’s Office of PR to conduct business in Puerto Rico.