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Design Professional Liability

Every professional has the right to practice their profession in accordance with their best standards.  Architects, engineers, surveyors, interior designers and design professionals in general are subject to possible lawsuits.  This is why Universal Insurance Company has designed the “Design Professional Liability” policy.  Our policy provides protection for negligent acts, mistakes or omissions in your professional services performance and is an excellent defense alternative against a malicious lawsuit that could threaten your future and that of your family.


What is included in the coverage?

• Defense and lawyers expenses.

• Optional use of defense expenses without making use of your deductible.

• Monetary compensation for court sentencing.

• Fines, bonds and interest expenses.

• $250 daily refund for court attendance.

• Applies for incidents occurred in any part of the world.


Basic Limit

•  Up to $2,000,000 maximum limit

 $1,000 minimum deductible up to $50,000 maximum deductible per claim


The limits may be extended. Please let us know if you are interested when turning in your application.


What distinguishes our policy?

• Competitive premium

• Our rates take into consideration your specialty and experience

• Coverage provided by a purely local (Puerto Rican) company

• Reinsurers with 30 years of experience with this coverage and A++ “Best rating”

• Incidental consulting coverage

• Consent from the insured before reaching an agreement.

• Retroactive coverage available

• Coverage for former and current employees

• Premium financing available




Important Notice

This information represents a summary of the policy’s most important characteristics. For more information please refer to the policy or contact your authorized representative or producer.




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