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Products and Services
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Service Centers
Bayamón, PR
Río Hondo Plaza, Esquina Ave. Comerío
Carr. 167, Bayamón PR
Working days:  Monday to Friday
Office Hours: 8:00am –4:30pm
Telephone:  (787) 641-7171
Caguas, PR
Bo. Cañabón, Carr. 156 Km 58.7
Caguas PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
Canóvanas, PR
Carr. 3 Km 16.8 Marginal
Canóvanas PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
Guaynabo, PR (Main Office)
UNIVERSAL INSURANCE / UNIVERSAL LIFE INSURANCE
Metro Office Park
Calle 1 Lote 10, Guaynabo PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
Hatillo, PR
Bo. Carrizales, Marginal
Carr. 2 Km 85.3 Hatillo PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
Hato Rey, PR
Mexico St. #16, Hato Rey PR
Working days:  CLOSED
Office Hours: CLOSED
Telephone:  (787) 641-7171
Mayagüez, PR
Bo. Sábalos, Marginal Carr. 2,
Santa Lucía St., Mayagüez PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
Ponce, PR
Carr. 2 - 2916 Ponce Bypass,
Ponce PR
Working days:  Monday to Friday
Office Hours: 8:00am – 4:30pm
Telephone:  (787) 641-7171
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Universal Highlights
UNIPAK Personal
Our Personal Package policy offers you various advantages:
- Multiple insurance coverages in one policy
- Just one payment
- Premium discounts
See more
Review your policy!
Universal invites you to review your insurance policy with your agent or producer so you learn more about the coverages, limits and exclusions.
See video
Policy Owner's Guide
Information to assist policy owners as you select an insurance company and policy, and guidance for how to be prepared should you need to file a claim.
See video
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Authorized Body Shops
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